Which regulation includes provisions for electronic funds transfer protections?

Regulation E is the primary regulation that implements the Electronic Fund Transfer Act (EFTA), which provides consumer protections regarding electronic funds transfers. This regulation outlines the rights and responsibilities of consumers and financial institutions in transactions involving electronic payments, such as ATM transactions, debit card payments, and direct deposits.

Under Regulation E, consumers are protected against unauthorized transactions, and they have specific rights concerning error resolution, which includes timely notification when there's an error in their account. The regulation sets forth requirements that financial institutions must follow to provide disclosures about electronic transfers, making important information clearer to consumers.

In contrast, the other regulations listed focus on different areas of finance: Regulation D pertains to reserve requirements for depository institutions, Regulation F involves the Fair Debt Collection Practices Act, and Regulation H addresses membership and capital requirements of Federal Reserve banks. None of these regulations cover the specific provisions for electronic funds transfer protections that are found in Regulation E. Thus, the correct answer is directly aligned with the consumer protections related to electronic funds transfers.